{"id":239113,"date":"2023-05-17T09:28:28","date_gmt":"2023-05-17T09:28:28","guid":{"rendered":"https:\/\/corujojimenezabogados.com\/inclusion-en-ficheros-morosidad-derecho-al-honor\/"},"modified":"2026-04-09T18:13:25","modified_gmt":"2026-04-09T18:13:25","slug":"inclusion-en-ficheros-morosidad-derecho-al-honor","status":"publish","type":"page","link":"https:\/\/corujojimenezabogados.com\/en\/inclusion-en-ficheros-morosidad-derecho-al-honor\/","title":{"rendered":"Inclusion in delinquency files. Right to Honor"},"content":{"rendered":"<div class=\"et_pb_section_0 et_pb_section et_section_regular et_block_section\">\n<div class=\"et_pb_row_0 et_pb_row et_block_row\">\n<div class=\"et_pb_column_0 et_pb_column et_pb_column_3_5 et_block_column et_pb_css_mix_blend_mode_passthrough\">\n<div class=\"et_pb_text_0 et_pb_text et_pb_bg_layout_dark et_pb_module et_block_module\"><div class=\"et_pb_text_inner\"><h1>Inclusion in delinquency files. Right to Honor<\/h1>\n<\/div><\/div>\n\n<div class=\"et_pb_divider_0 et_pb_divider et_pb_space et_pb_divider_position_top et_pb_module\"><div class=\"et_pb_divider_internal\"><\/div><\/div>\n<\/div>\n\n<div class=\"et_pb_column_1 et_pb_column et_pb_column_2_5 et-last-child et_block_column et_pb_column_empty et_pb_css_mix_blend_mode_passthrough\"><\/div>\n<\/div>\n<\/div>\n\n<div class=\"et_pb_section_1 et_pb_section et_section_regular et_block_section\">\n<div class=\"et_pb_row_1 et_pb_row et_block_row\">\n<div class=\"et_pb_column_2 et_pb_column et_pb_column_4_4 et-last-child et_block_column et_pb_css_mix_blend_mode_passthrough\">\n<div class=\"et_pb_text_1 et_pb_text et_pb_bg_layout_light et_pb_module et_block_module et_pb_text_align_center\"><div class=\"et_pb_text_inner\"><h4>It is important to point out that inclusion in a debt collection file is only legitimate if certain legal requirements are met, such as the existence of an overdue, liquid and enforceable debt and prior notification to the affected person. Otherwise, the inclusion may be considered an infringement of the person's right to honor, whether the person is an individual or a legal entity.<\/h4>\n<\/div><\/div>\n<\/div>\n<\/div>\n\n<div class=\"et_pb_row_2 et_pb_row et_block_row\">\n<div class=\"et_pb_column_3 et_pb_column et_pb_column_4_4 et-last-child et_block_column et_pb_css_mix_blend_mode_passthrough\">\n<div class=\"et_pb_text_2 et_pb_text et_pb_bg_layout_light et_pb_module et_block_module et_pb_text_align_justified\"><div class=\"et_pb_text_inner\"><p>The right to honor is one of the fundamental rights recognized by most modern constitutions. In our Supreme Norm, it is regulated in art. 18.1. It states that: \"The right to honor, personal and family privacy and self-image is guaranteed\" This right refers to the protection of the reputation and dignity of a person against any action that may negatively affect his or her public image.<\/p>\n<p>In this context, inclusion in debt collection files may represent a threat to the right to honor. Delinquency files are lists that compile information on those who have incurred unpaid or outstanding debts, and are used by financial institutions and service companies to assess the solvency of a potential customer.<\/p>\n<\/div><\/div>\n<\/div>\n<\/div>\n\n<div class=\"et_pb_row_3 et_pb_row et_pb_row_1-4_1-2_1-4 et_block_row et_block_row_1-4_1-2_1-4\">\n<div class=\"et_pb_column_4 et_pb_column et_pb_column_1_4 et_block_column et_pb_column_empty et_pb_css_mix_blend_mode_passthrough\"><\/div>\n\n<div class=\"et_pb_column_5 et_pb_column et_pb_column_1_2 et_block_column et_pb_css_mix_blend_mode_passthrough\">\n<div class=\"et_pb_image_0 et_pb_image et_pb_module et_block_module\"><span class=\"et_pb_image_wrap\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/corujojimenezabogados.com\/wp-content\/uploads\/2023\/05\/inclusion-en-ficheros-morosidad-derecho-al-honor.jpg\" width=\"800\" height=\"533\" srcset=\"https:\/\/corujojimenezabogados.com\/wp-content\/uploads\/2023\/05\/inclusion-en-ficheros-morosidad-derecho-al-honor.jpg 800w, https:\/\/corujojimenezabogados.com\/wp-content\/uploads\/2023\/05\/inclusion-en-ficheros-morosidad-derecho-al-honor-480x320.jpg 480w\" sizes=\"(min-width: 0px) and (max-width: 480px) 480px, (min-width: 481px) 800px, 100vw\" class=\"wp-image-238123\" alt=\"Inclusion in delinquency files. Right to Honor\" title=\"Inclusion in delinquency files. Right to Honor\" \/><\/span><\/div>\n<\/div>\n\n<div class=\"et_pb_column_6 et_pb_column et_pb_column_1_4 et-last-child et_block_column et_pb_column_empty et_pb_css_mix_blend_mode_passthrough\"><\/div>\n<\/div>\n\n<div class=\"et_pb_row_4 et_pb_row et_block_row\">\n<div class=\"et_pb_column_7 et_pb_column et_pb_column_4_4 et-last-child et_block_column et_pb_css_mix_blend_mode_passthrough\">\n<div class=\"et_pb_text_3 et_pb_text et_pb_bg_layout_light et_pb_module et_block_module et_pb_text_align_justified\"><div class=\"et_pb_text_inner\"><p>Inclusion in these files can have negative reputational consequences, as it is associated with non-payment and lack of financial responsibility. In addition, it can prevent access to certain services and economic opportunities, which can have a negative impact on the individual's quality of life.<\/p>\n<p>Therefore, it is essential that the rights of individuals with regard to the inclusion in delinquency files are respected, and that appropriate measures are taken to ensure that the information included in these files is accurate and up to date. In this way, it will be possible to protect people's right to honor and avoid unfair or discriminatory situations.<\/p>\n<\/div><\/div>\n<\/div>\n<\/div>\n\n<div class=\"et_pb_row_5 et_pb_row et_block_row\">\n<div class=\"et_pb_column_8 et_pb_column et_pb_column_4_4 et-last-child et_block_column et_pb_css_mix_blend_mode_passthrough\">\n<div class=\"et_pb_text_4 et_pb_text et_pb_bg_layout_light et_pb_module et_block_module et_pb_text_align_center\"><div class=\"et_pb_text_inner\"><h4>At <strong>Corujo &amp; Jim\u00e9nez Abogados<\/strong> we will defend your interests by initiating all necessary actions to safeguard your right to honor.<\/h4>\n<\/div><\/div>\n<\/div>\n<\/div>\n\n<div class=\"et_pb_row_6 et_pb_row et_block_row\">\n<div class=\"et_pb_column_9 et_pb_column et_pb_column_4_4 et-last-child et_block_column et_pb_css_mix_blend_mode_passthrough\">\n<div class=\"et_pb_text_5 et_pb_text et_pb_bg_layout_light et_pb_module et_block_module et_pb_text_align_justified\"><div class=\"et_pb_text_inner\"><p>In summary, inclusion in delinquency files can have significant legal effects, and it is essential that the fundamental rights of the persons concerned are respected and that adequate measures are taken to ensure that the information included in these files is accurate and up to date.<\/p>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n\n<div class=\"et_pb_section_2 et_pb_section et_section_regular et_block_section\">\n<div class=\"et_pb_row_7 et_pb_row et_pb_gutters1 et_block_row et_pb_row_fullwidth\">\n<div class=\"et_pb_column_10 et_pb_column et_pb_column_2_5 et_block_column et_pb_css_mix_blend_mode_passthrough\">\n<div class=\"et_pb_text_6 et_pb_text et_pb_bg_layout_dark et_animated et_pb_module et_block_module\"><div class=\"et_pb_text_inner\"><h3>We defend your interests by initiating the necessary actions to safeguard your right to honor<\/h3>\n<\/div><\/div>\n<\/div>\n\n<div class=\"et_pb_column_11 et_pb_column et_pb_column_3_5 et-last-child et_block_column et_pb_css_mix_blend_mode_passthrough\">\n<div class=\"et_pb_text_7 et_pb_text et_pb_bg_layout_dark et_pb_module et_block_module\"><div class=\"et_pb_text_inner\"><h4>We can assist you in Spanish and English.<\/h4>\n<\/div><\/div>\n\n<div class=\"et_pb_divider_1 et_pb_divider et_pb_space et_pb_divider_position_top et_pb_module\"><div class=\"et_pb_divider_internal\"><\/div><\/div>\n\n<div class=\"et_pb_text_8 et_pb_text et_pb_bg_layout_dark et_pb_module et_block_module\"><div class=\"et_pb_text_inner\"><p><strong>We adapt communications to meet our clients\u2019 needs by providing flexible solutions.<\/strong><\/p>\n<\/div><\/div>\n<\/div>\n<\/div>\n\n<div class=\"et_pb_row_8 et_pb_row et_pb_gutters1 et_block_row et_pb_row_fullwidth\">\n<div class=\"et_pb_column_12 et_pb_column et_pb_column_2_5 et_block_column et_pb_column_empty et_pb_css_mix_blend_mode_passthrough\"><\/div>\n\n<div class=\"et_pb_column_13 et_pb_column et_pb_column_3_5 et-last-child et_block_column et_pb_css_mix_blend_mode_passthrough\">\n<div class=\"et_pb_module et_pb_button_module_wrapper et_pb_button_0_wrapper\"><a class=\"et_pb_button_0 et_pb_button et_pb_bg_layout_light et_pb_module et_block_module\" href=\"https:\/\/corujojimenezabogados.com\/en\/contacto\/\">Contact us<\/a><\/div>\n<\/div>\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-239113","page","type-page","status-publish","hentry"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/corujojimenezabogados.com\/en\/wp-json\/wp\/v2\/pages\/239113","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/corujojimenezabogados.com\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/corujojimenezabogados.com\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/corujojimenezabogados.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/corujojimenezabogados.com\/en\/wp-json\/wp\/v2\/comments?post=239113"}],"version-history":[{"count":1,"href":"https:\/\/corujojimenezabogados.com\/en\/wp-json\/wp\/v2\/pages\/239113\/revisions"}],"predecessor-version":[{"id":241455,"href":"https:\/\/corujojimenezabogados.com\/en\/wp-json\/wp\/v2\/pages\/239113\/revisions\/241455"}],"wp:attachment":[{"href":"https:\/\/corujojimenezabogados.com\/en\/wp-json\/wp\/v2\/media?parent=239113"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}